Bank Management

Beibut Kapyshev
Chairman of the Board

• In 1994 graduated Karaganda State University, Economist;
• In 2010 graduated Moscow State University named after Lomonosov, Master of Business Administration (MBA).

• In 1998 - Course on “Elements of Banking and Financial Analysis of small businesses”, Internationale Projekt Consult GmbH (Germany);
• In 2009 - Training “Team of managers in the process of modernization”, Bishkek;
• In 2017 - Trained under the European Business Union Program “Conducting Strategic Negotiations, and Methods of Conflict Resolution”, Florence

• 1994 – AgroPromBank, Economist;
• October 1994 – AgroPromBank Zerendy branch, Deputy Manager;
• 1996 – “Iygilik Bank” and “Turan Bank”;
• 1997 – Credit Department of ATF Bank;
• 1998 - 2004 – Head of the Department for Crediting small and medium businesses, ATF Bank;
• February 2004 – May 2005 – Deputy Chairman of the Board of Directors in “Energo Bank”;
• May 2005 – December 2006 – First Deputy Chairman of the Board of Directors in “Energo Bank”;
• December 2006 – First Deputy of the Chairman of the Board of Directors in ATF Bank – Kyrgyzstan;
• January 2009 – Acting Chairman of the Board of Directors in ATF Bank - Kyrgyzstan;
• April 2009 – Chairman of the Board of Directors in ATF Bank -Kyrgyzstan;
• June 2010 - Chairman of the Board of Directors in “Optima Bank”. 

Since September 2013, due to renaming of “UniCredit Bank” OJSC, the Chairman of the Management Board of “Optima Bank” OJSC.

Izmukhanov Adal Bazarkhanovich

First Deputy Chairman of the Board

Higher education:

• Suleyman Demirel University, Faculty of Engineering, majoring in Computer Science and Software (Software Engineering), 2007-2011;
• Syracuse University, New York, USA, majoring in Engineering Management. 

Courses:

• In 2016, he completed the Secondaries investments course at Hamilton Lane Advisors (UK)
• In 2018, he studied at HL University (USA)

Started professional activity in 2011:

• Since 2011 – Consultant in the Information Technology Management Consulting Department, KPMG Tax&Advisory;
• Since 2016, in various positions in the Department of Alternative Investments at JSC "National Investment Corporation of the National Bank of Kazakhstan";
• Since 2021, he has been appointed First Deputy Chairman of the Management Board of Optima Bank OJSC

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Bakyt Kurmanbekov
Deputy Chairman of the Board

• Seminar “Financing of export-import transactions”, Training Center of the Bank, Bishkek, 1996;
• Seminar “Micro-crediting”, Training Center of the Bank, Bishkek, 2001;
• Seminar “Assessment of real estate”, Chamber of Tax Consultants, Bishkek, 2002;
• Project on supporting the bank control, USAID, NBKR, Bishkek, 2002;
• Seminar “Mortgage Crediting”, Project of Land Reforms, Chemonics, Bishkek, 2003;
• Seminar “Financial accounting, Level 1”, Jacobs-training, Bishkek, 2003;
• Training “Team of managers in the process of modernization”, Bishkek.

• 1995-2000 –“Kyrgyzpromstroibank”:
• Accountant in Lenin department of “Kyrgyzpromstroibank”;
• Leading expert of the Department on foreign economic relations and inter-state settlements of head office;
• Senior Expert in the Management of currency transactions;
• Head of the Department on work with cash;
• Head of credit management, analysis and reporting of “Kyrgyzpromstroibank”.
• Since 2001 working in the "Energobank":
• From 2001 to 2002 - Head of the problem loans and collateral;
• From 2002 to 2004 - Head of Mortgage Property;
• From 2004 to 2006 - Director of the Bishkek branch;
• From March 2006 to December 2006 - Managing Director, Member of the Board “Energobank”;
• Since December 2006 - Managing Director, Member of the Board of “ATF Bank – Kyrgyzstan”;
• June 2010 in connection with the renaming of JSC “ATF Bank – Kyrgyzstan”, Managing Director, Member of the Board of OJSC “Optima Bank”;
• Since September 2013, due to renaming of “UniCredit Bank” OJSC, the Managing Director, Member of the Management Board of “Optima Bank” OJSC;
• Since November 2017 – the Deputy Chairman of the Management Board of “Optima Bank” OJSC.

Rustam Dyikanov
Deputy Chairman of the Board

• Financial Risk Management (Russia Economic Academy named after Plehanov, Moscow).
• Management of assets and liabilities (ABN AMRO Academy, Netherlands, Amsterdam).

• July 1997 - Leading expert of the “International” Branch of “Pioneer Bank”, Moscow, Russia;
• September 1999 - Leading expert, chief specialist of the External Supervision Department of the Office of Banking Supervision of the National Bank of the Kyrgyz Republic;
• October 2004 - Risk Manager of the Risk Management Department of JSC “ATF Bank”, Almaty, Kazakhstan;
• February 2005 - Head of Risk Management Department of “Energobank”, Bishkek, Kyrgyzstan;
• October 2006 - Head of Risk Management Department of JSC “Bank-Siberia”, Omsk, Russia;
• November 2007 - First Deputy Chairman of the Board “Sohibkorbank”, Khujand, Tajikistan;
• February 2009 - Managing Director, Member of the Board of JSC “ATF Bank-Kyrgyzstan”;
• June 2010 - Managing Director, Member of the Board of OJSC “Optima Bank”;
• Since September 2013, due to renaming of “UniCredit Bank” OJSC, the Managing Director, Member of the Management Board of “Optima Bank” OJSC;
• Since November 2017 – the Deputy Chairman of the Management Board of “Optima Bank” OJSC.

Ruslan Turbatov
Deputy Chairman of the Board

Education: higher

• International University of Kyrgyzstan, Master Degree in Economics, 1998-2000;
• International University of Kyrgyzstan, faculty of new information technologies, qualification “System analysis and management”, 1993-1997.

Professional activity started in 1998:

• from March 1998 – leading specialist of the Department of Bookkeeping Methodology of the National Bank of the Kyrgyz Republic;
• from March 1999 – consultant of the USAID project on reform of bookkeeping in banks;
• from August 2000 – senior specialist on audit in the company “Artur Andersen”;
• from June 2002 – senior specialist on audit in the company “ATCF Consulting” (general contractor on all audit projects of the LLC “Deloitte and Touche”);
• from October 2004 – audit manager of the LLC “Deloitte and Touche”;
• from October 2005 – financial director, member of the Management Board of the CJSC “MCC Finca”;
• from October 2008 – financial director, member of the Management Board of the LLC “MCDO Finca”, Tajikistan;
• from October 2011 – managing director of the OJSC “Optima Bank”;
• Since September 2013, due to renaming of “UniCredit Bank” OJSC, the Managing Director, Member of the Management Board of “Optima Bank” OJSC;
• Since November 2017 – the Deputy Chairman of the Management Board of “Optima Bank” OJSC.

Talantbek Turdubaev
Managing Director

Education: Graduate degree

1998 – 2002 International Jordan University, Amman, Business Administration Department, specialty - finance

2008 – 2010 Kyrgyz National University named after Jusup Balasagyn, Economics Department, Master of Arts in Finance and Credit

Additional education:

• November/December 2003 – “Financial accounting - 1”
• November 2005 – “Corporate lending”
• December 2006 – “Effective human resources management”
• July 2009 – “Sales management”
• March 2010 – “Leadership team in the process of change”
• 2014 - “Salesmanship for affluent customers in the affluent-segment”. Master class by Mr. Matt Oxly, Istanbul

Professional experience:

• Since December 2002 – Specialist of the Foreign Currency Exchange Transactions Department of "Kyrgyzpromstroibank" OJSC
• Since November 2003 - Senior Specialist of the Foreign Currency Exchange Transactions Department of "Kyrgyzpromstroibank" OJSC
• Since January 2004 – Bank Group Lending Specialist of the Credit Department of "Energobank" OJSC
• Since June 2004 –Leading Bank Group Lending Specialist of the Credit Department of "Energobank" OJSC
• Since February 2005 - Chief Bank Group Lending Specialist of the Credit Department of "Energobank" OJSC
• Since May 2005 - Head of Bank Credit Division of the Credit Department of "Energobank" OJSC
• Since November 2006 - Head of Corporate Lending Division of "Energobank" OJSC
• Since March 2007 - Director of the branch №2 in Bishkek "ATF Bank - Kyrgyzstan" OJSC
• Since June 2010 - Director of Sales Department of the Head Office of "UniCredit Bank" OJSC
• Since January 2011 - Director of the Bishkek Central Branch of "UniCredit Bank" OJSC (now - "Optima Bank")
• Since August 2013 - Managing Director of "Optima Bank" OJSC

Bektash Uzenov
Managing Director

Education: Higher

in 1998, he graduated from the Kyrgyz State Medical Academy majoring in “General Medicine”.

in 1998, he graduated from the Kazakh Economic University named after T. Ryskulov, Almaty in “Master of Business Administration (MBA)” Program.

Professional activity since 1995:

• Since 1995, he worked in various IT companies in Vladivostok.
• Since 2003, participated in launching the project“MegaFon Far East” in the territory of entire Far East in the Russian Federation, as the head of the information systems development department in Vladivostok.
• In 2007, he moved to the Head Office of MegaFon OJSC as the head of the OSS Systems Development Group, Moscow
• Since 2009, the head of the IT Department, then the Deputy Director General for IT issues of MegaCommobile operator, Bishkek
• Since 2011, the head of the Business Intelligence Development Department of the Retail Unit of “Alfa Bank” OJSC, Moscow
• Since 2012, he worked in the Technoserv Group of Companies, Technical Director of the Department for Work with the Financial Sector of “Reksoft MSK” LLC, Moscow
• Since 2014, he worked at “Rosinbank” OJSC, the Advisor to the Chairman of the Management Board, Bishkek;
• Since 2018, the Director General of IT company “Digital Nomad”LLC
• Since February 2020, the Managing Director of “Optima Bank” OJSC

Ilgiz Sadyraliev
Managing Director

Education: Higher

• In 2004 graduated from the Kyrgyz National University named after J.Balasagyn on speciality: Jurisprudence, Certified Expert

Additional education:

• TMD Partners, Almaty, “Leadership Team in the Process of Change”;
• Bishkek Business School “Personal Performance in Business: Negotiations”, Bishkek;
• Central Eurasia Leadership Alliance in Kyrgyzstan “Unlimited Leadership”, Bishkek;
• Dmitriy Chuprin and Partners “Prosperity through Leadership”;
• Central Eurasia Leadership Alliance in Kyrgyzstan “Reaching Maximum: Keys to Personal and Professional Success”, Bishkek;
• Visa “Card Business Development”, Bishkek;
• Visa Forum, Nice, France.

Professional activity since 2004:

• From May 2005, Head of the Corporate Law Sector of the Legal Issues Division  of “Kyrgyz Promstroi Bank” OJSC;
• From June 2005, Expert of the Law Division of “Energobank” OJSC;
• From November 2005, Leading Expert of the Law Division of “Energobank” OJSC;
• From October 2006, Head of the Problematic Credits Management Sector of “Energobank” OJSC;
• From December 2006, Head of the Problematic Credits Management Department of “Energobank” OJSC;
• From August 2007, Chief Expert of the Problematic Credits Management Division of the Law Division of “ATFBank Kyrgystan” OJSC;
• From December 2007, Director of Balykchy Branch of “ATFBank Kyrgyzstan” OJSC;
• From June 2008, Director of Talas Branch of “ATFBank Kyrgyzstan” OJSC;
• From May 2009, Director of Bishkek Branch No.1 of “ATFBank Kyrgyzstan”;
• From October 2013, Director of Bishkek Central Branch of “Optima Bank” OJSC;
• From June 2016, Managing Director of “Optima Bank” OJSC.

Rakymzhan Dilmukhamedovich Kozhatay
Managing Director

Education: higher

• West Kazakhstan Institute of Economics and Finance, Specialty “International Economic Relations”

He began his professional career in 2003:

• 2003 - 2009 - Work in the banking sector of the Republic of Kazakhstan and in private enterprises
• 2009 - 2015 - Work in the Department of the National Security Committee of the Republic of Kazakhstan in the West Kazakhstan region
• 2015 - 2017 Head of the Internal Security Directorate of the State Revenue Department for the West Kazakhstan region of the State Revenue Committee of the Ministry of Finance of the Republic of Kazakhstan
• 2017 - 2018 - Work in the Department of the National Security Committee of the Republic of Kazakhstan in the West Kazakhstan region
• 2018 - 2019 - Work in the Department of the National Security Committee of the Republic of Kazakhstan in the Zhambyl region
• 2019 - 2021 - Deputy Head of the Economic Investigation Department in the Kostanay region, Kazakhstan
• Since 2021 - Managing Director of “Optima Bank” OJSC, Kyrgyzstan

Anuarbekov Arman Altynbekovich

Managing director

Education:

Eurasian National University named after L.N. Gumilyov, specialty "Information Technology", 2008-2013.

Additional education, certifications:

• TOGAF 9 Certified, The Open Group, 2018
• Business Processes. Development & Optimization, EY Academy of Business, 2019
• PMP Course Preparation, PMBOK PMI, 2020
• AWS Certified Cloud Practitioner, AWS Certifiсation, 2021

Started professional activity in 2013:

• since 2013 - programmer-consultant of KazSoftEngineering LLP;
• since 2014 - specialist of the Information Security Department of National Information Technologies JSC;
• since 2016 - consultant in Accounting and Reporting Department, KPMG;
• since 2017 - chief specialist of National Information Technologies JSC;
• since 2018 - Senior Consultant in the Consulting Department, IT Risk Audit Group, Ernst & Young Kazakhstan;
• since 2019 - IT architect in the group of companies JSC "NWF "Samruk-Kazyna";
• since 2021, he has been appointed Managing Director of Optima Bank OJSC

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