Optima Bank
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Board management

Kaiyp Aibek TorebekulyKaiyp Aibek Torebekuly
Chairman of the board of directors

Education: higher

  • 2007-2010 - Durham University (Great Britain), Bachelor of Economics
  • 2013-2014 - London School of Economics & Political Science UK, Master in Finance and Accounting

Professional experience

  • 2010-2011 - Analyst at HSBC Bank Kazakhstan, (Republic of Kazakhstan, Almaty);
  • 2011-2013 – Customer Service Manager, HSBC Bank Kazakhstan, (Republic of Kazakhstan, Almaty);
  • 03.2013-09.2013 - Chief Credit Manager of “Sberbank Kazakhstan” JSC, (Republic of Kazakhstan, Almaty);
  • 2014-2016 - Director of the Corporate Development Department of “Kazinvestbank” JSC, (Republic of Kazakhstan, Almaty);
  • 2016-2018 - Head of the Corporate Finance Service, “Ordabasy Group” LLP, (Republic of Kazakhstan, Almaty);
  • 2018-2019 - Chairman of the Management Board of “First Heartland Capital” JSC, (Republic of Kazakhstan, Almaty);
  • 03.2019 - 11.2019 - Deputy Chairman of the Management Board of “First Heartland Jýsan Bank” JSC, (Republic of Kazakhstan, Almaty);
  • 2019 – till present - Chairman of the Management Board of “First Heartland Jýsan Bank” JSC, (Republic of Kazakhstan, Almaty);

* Kaiyp Aibek Torebekuly is also a Member of the Board of Directors in the following organizations:
“Plus Bank” PJSC (Russia) - Member of the Board of Directors, “First Heartland Jýsan Invest” JSC  - Member of the Board of Directors, “First Heartland Capital” JSC  - Member of the Board of Directors; “ATFBank” JSC - Member of the Board of Directors. 


Bakyrdin Eshimbetovich SartkaziyevBakyrdin Eshimbetovich Sartkaziyev

Education: higher 1965 - 1970 - Frunze Polytechnic Institute, (Kyrgyzstan), specialty - Electrical Engineer (Electric Drive and Industrial Units Automation);
Scientific degree: Candidate of Science (Engineering)

Work experience:

  • from 1970 to 1972 - Lecturer at the Frunze Polytechnic Institute (Bishkek, Kyrgyzstan)
  • from 1972 to 1975 - Post-graduate student in A. A. Skochinsky Institute for Mining of the USSR Academy of Sciences (Moscow, USSR)
  • from 1976 to 1992 - Lecturer, senior lecturer, head of a department at the Frunze Polytechnic Institute (Bishkek, Kyrgyzstan)
  • from 1992 to 1996 - Vice-rector for academic work at the Kyrgyz Technical University (Bishkek, Kyrgyzstan)
  • from 1996 to 1997 - Director of the State Agency for Energy under the Government of the Kyrgyz Republic (Bishkek, Kyrgyzstan)
  • from 2001 to 1997 - Director General in “Kyrgyzenergo” JSC  (Bishkek, Kyrgyzstan)
  • from 2001 to 2005 - Director General in “National Electrical Network of Kyrgyzstan” OJSC  (Bishkek, Kyrgyzstan)
  • from 2005 to 2007 - Full-time member of the Board of Directors in “National Electrical Network of Kyrgyzstan” OJSC (Bishkek, Kyrgyzstan)
  • from 2007 to 2008 - Director General in “Elektricheskiye Stantsii” (“Electric Power Plants”) OJSC  (Bishkek, Kyrgyzstan)
  • 1997 till present - Member of the Supervisory Board in “Optima Bank” OJSC, (Bishkek, Kyrgyzstan), Deputy Chairman of the Supervisory Board in “Optima Bank” OJSC (Bishkek, Kyrgyzstan).

Botagoz Kuandykovna SultanovaBotagoz Kuandykovna Sultanova

Education: higher

  • from 1989 to 1994 - Omsk University of Technology, specialty – Designing Engineer
  • from 2001 to 2002 - Institute of Professional Accountants and Auditors, Almaty (International Financial Reporting and External Auditing Standards)

Professional certificates:

  • 2003 - Certificate of International Accounting “Practice Certified Accounting Practitioner (CAP)”
  • 2003 – A qualification of the auditor of the Republic of Kazakhstan was assigned by the Qualification Commission for Certification of Auditors of the Ministry of Finance (qualification certificate No. 0000544 dated 08.07.2003).
  • 2008 - Certificate of International Professional Accountant “Certified International Professional Accountant (CIPA)”
  • 2014 - Certificate No. 000258 of the professional accountant, Institute of Certified Financial Managers of Kazakhstan.

Work experience:

  • from 1995 to 1998 - Manager of the Commercial Division in the telecommunications company “Tassuat” (Almaty, Republic of Kazakhstan)
  • from 1998 to 1999 - Leading banker of the Small Business Lending Division in TuranAlem Bank (Almaty, Republic of Kazakhstan)
  • from 1999 to 2003 - Bank consultant, internal auditor in the project “Small Business Program of Kazakhstan” of the European Bank for Reconstruction and Development (Almaty, Republic of Kazakhstan)
  • from 2004 to 2005 - Director of the Small and Medium Business Division in “ATF Bank” JSC (Almaty, Republic of Kazakhstan)
  • from 2005 to 2005 - Senior bank consultant in Internationale Projekt Consult GmbH (Almaty, Republic of Kazakhstan)
  • from 2005 to 2006 - Head of Project Risk Division, from 2006 - Corporate Business Risk Division for in State Organization “Halyk Bank of Kazakhstan” JSC (Almaty, Republic of Kazakhstan)
  • in 2007 - Director of the Small and Medium Business Lending Division in “Eurasian Bank” JSC, (Almaty, Republic of Kazakhstan)
  • from 2007 to 2011 - Managing Director, Co-founder, and at the same time Director in the affiliated consulting firm “Smart Adviser” (Almaty, Republic of Kazakhstan)
  • from 2011 to 2016 - an independent auditor-consultant in the Auditing Company “Solomon” (Almaty, Republic of Kazakhstan)
  • from 2013 to 2015 - Member of the Board of Directors, Risk Committee, Chairman of the Audit Committee of the microcredit deposit organization “HUMO” (Dushanbe, Tajikistan)
  • from 2011 till present - Director, Founder, Project Manager in the consulting firm “FinCredit Adviser” (Almaty, Republic of Kazakhstan)
  • from October 2017 till present - Independent member of the Supervisory Board, Chairman of the Audit Committee of “Optima Bank” OJSC, (Bishkek, Kyrgyzstan).

She worked in 25 projects in Central Asia, the Caucasus and other CIS countries (in 7 countries).


Zharkinbek Kydyrbaevich AzbekovZharkinbek Kydyrbaevich Azbekov

Education: Higher

  • 1987 - 1991 - Alma - Ata Institute of National Economy, specialty - Finance and Credit;

Qualification: Economist

Professional activity:

  • from 1991 till 1993 – Chimkent commercial bank "Soyuz bank", Chimkent (Credit Inspector, Leading Specialist)
  • from 1993 till 1993 – “Alash” AIK, Chimkent (Director General)
  • from 1993 till 1994 – Chimkent branch of Neftechimbank, Chimkent (Leading economist, Acting Head of the Credit Department)
  • from 1994 till 1995 – “Trust Bank” PB, Shymkent (Deputy Chairman of the Management Board, Chairman of the Management Board)
  • from 1995 till 1996 – Subsidiary bank of “Neftechimbank” Joint-Stock Commercial Bank for Development of Petrochemical Industry, Shymkent (Acting Vice President)
  • from 1996 till 1999 – “Neftechimbank” OJSC, Shymkent (Deputy Chairman of the Management Board, First Deputy Chairman of the Management Board)
  • from 1999 till 2012 – “ORDA Credit” Credit Partnership” LLP, Shymkent (Chairman of the Management Board)
  • from 2012 till 2013 – “Senim Bank” JSC (Independent Director, Member of the Board of Directors)
  • from 2005 till 2019 – “ORDA Capital” Management Company” JSC (Chairman of the Board of Directors)
  • from 2009 till 2020 – “Arnur Credit” Microcredit Organization” LLP (Chairman of the Board of Directors)
  • since 2012 – “ORDA Credit Plus” LLP (Chairman of the Supervisory Board)
  • since 2017 – “First Heartland Securities” JSC (Independent Director, Member of the Board of Directors)
  • from 2019 – “First Heartland Jysan Invest” JSC (Member of the Board of Directors, Independent Director)

Rustem Nazymbekovich HamzinRustem Nazymbekovich Hamzin

Education: higher

  • 06.14.1996 - Kazakh State Academy of Management (formerly Kazakh State Economic University) (Almaty), specialty - international economist;
  • 06.30.2000 - Adilet Higher School of Law of the non-state educational institution (Almaty), specialty - lawyer;

Professional experience:

  • From 19.08.2014 till 17.11.2016 - President of “State Social Insurance Fund” JSC (Republic of Kazakhstan)
  • From 30.11.2016 till present - Member of the Board of Directors of “First Heartland Securities” JSC (formerly “ZIM Capital” JSC) (Republic of Kazakhstan)
  • From 06.02.2019 till present - Member of the Board of Directors of  “Jýsan Garant” Insurance Company” JSC (Republic of Kazakhstan)
  • From 06.02.2019 till present - Member of the Board of Directors of “First Heartland Jýsan Invest” JSC (Republic of Kazakhstan)
  • From 29.04.2019 till 07.02.2020 - Member of the Board of Directors of “Plus Bank” PJSC (Russian Federation)
  • From 30.04.2019 till 07.02.2020 - Chairman of the Board of Directors of “Plus Bank” PJSC (Russian Federation)
  • From 09.09.2019 till 05.11.2019 - Chairman of the Management Board, member of the Management Board of “First Heartland Jýsan Invest” JSC  (Republic of Kazakhstan)
  • From 06.11.2019 till 31.01.2020 - First Deputy Chairman, member of the Management Board of “First Heartland Jýsan Invest” JSC  (Republic of Kazakhstan)
  • From 13.02.2020 till present - Chairman of the Management Board of “Plus Bank” PJSC (Russian Federation)
  • From 11.09.2020/18.09.2020 till present - Member of the Management Board / Chairman of the Supervisory Board of “ALMANIT RUS” LLC (Russian Federation)
  • From 20.12.2020 till present - Member of the Board of Directors of “First Heartland Capital” JSC (Republic of Kazakhstan)
  • From 08.01.2021 till present - Member of the Supervisory Board of “Optima Bank” OJSC

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Currency rates

Cash Rates

01/24/2021 Buy Sell
USD 84.6000 84.9000
EUR 102.5000 104.0000
RUB 1.1200 1.1500
KZT 0.1920 0.2120
All rates

Cashless Rates

24.01.2021 Buy Sell
USD 84.5000 84.8500
EUR 102.0000 104.0000
RUB 1.1200 1.1600
KZT 0.1920 0.2120
All rates

Payment Cards Rates 

24.01.2021 Buy Sell
USD 84.6000 84.9000
EUR 102.5000 104.0000
RUB 1.1200 1.1500
KZT 0.1920 0.2120
All rates

NBKR Rates

24.01.2021 Rate
USD 84.7671
EUR 103.2420
RUB 1.1399
KZT 0.2020
All rates
Установленные курсы покупки и продажи наличной и безналичной иностранных валют действуют на сумму 5 тыс. долларов США или эквивалент 5 тыс. долларов США в других иностранных валютах. По операциям на суммы свыше 5 тыс. долларов США, курс устанавливается Управлением казначейства ОАО “Оптима Банк” по договоренности.
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