Crediting

Crediting is one of the priority sectors of banking, which regularly attracts dozens of people. OJSC “Optima Bank” offers a wide range of credits including credits for small and medium businesses.

We offer beneficial interest rates, easy repayment terms and individual approach to each Client.

Types of credits

Corporate crediting

Credit on favorable terms in the field of corporate business development

In more detail

Overdraft

An ability of obtaining a loan at any time

In more detail

In the course of time, the Bank has formed the necessary reserves, improved organizational structure and recruited the qualified staff.

Credit calculator

Internet-banking

EnterOptima On-line Legal Entities

Optima24 New Internet Banking Service for Cardholders

Enter

Currency rates

Cash Rates

06/02/2023	Buy	Sell
USD	87.5000	88.0000
EUR	94.0000	95.0000
RUB	1.0800	1.1000
KZT	0.1350	0.2050
All rates

Cashless Rates

02.06.2023	Buy	Sell
USD	87.3000	87.6400
EUR	94.0000	95.0000
RUB	1.0500	1.1200
KZT	0.1350	0.2050
All rates

Payment Cards Rates

02.06.2023	Buy	Sell
USD	87.5000	88.0000
EUR	94.0000	95.0000
RUB	1.0690	1.1000
KZT	0.1350	0.2050
All rates

NBKR Rates

02.06.2023	Rate
USD	87.5868
EUR	93.6040
RUB	1.0807
KZT	0.1952
All rates

*The rates for buying and selling non-cash foreign currency established by this Order are valid for clients of legal entities and individual entrepreneurs.

For conversion transactions on demand accounts of individuals, including through the Optima24 application, the rates for buying and selling cash foreign currency established by this Order are applied.

The established rates for buying and selling cash and non-cash foreign currencies are valid for the amount of 25 000 US dollars or the equivalent of 25 000 US dollars in other foreign currencies. For transactions for amounts over 25 000 US dollars, the rate is set by the Treasury Department of Optima Bank OJSC by agreement.