Optima Bank
 ATMS and Bank offices (312) 90 59 59
Skype: OptimaBank
 

Crediting of small and medium businesses

The owners of small and medium businesses often have to face serious difficulties in the market. We offer special programs of crediting developed to support this sector of business.
OJSC “Optima Bank” provides special program of crediting of small and medium businesses to its Clients.
The goal of the program and conditions for the acquisition of financing/crediting:
Major goal of the program is mutually beneficial cooperation with the purpose of all-around, prospective development of your business.
We provide flexible conditions for crediting with relatively low interest rates to physical persons and private entrepreneurs, engaged in different economic sectors: production, trade or service provision. 
Basic program advantages:
  • Flexible system of collateral;
  • Convenient schedule of credit repayment, created individually for every Client;
  • Business plan is not required;
  • Low interest rates;
  • Free consultancy and analysis of your business;
  • Individual and professional approach to every Client.
 Terms of the credit is from 3 to 60 months;
  • The credit amount is from US$ 3001 or equivalent in KGS.
  • interest rates: from 10% per annum;
The main condition for getting a credit is profitable business operating not less than 3 months.

Internet-banking

EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

06/09/2023 Buy Sell
USD 87.5000 88.0000
EUR 94.2000 95.2000
RUB 1.0550 1.0800
KZT 0.1350 0.2050
All rates

Cashless Rates

09.06.2023 Buy Sell
USD 87.3000 87.6400
EUR 94.2000 95.2000
RUB 1.0300 1.1000
KZT 0.1350 0.2050
All rates

Payment Cards Rates 

09.06.2023 Buy Sell
USD 87.5000 88.0000
EUR 94.2000 95.2000
RUB 1.0440 1.0800
KZT 0.1350 0.2050
All rates

NBKR Rates

09.06.2023 Rate
USD 87.5100
EUR 93.8676
RUB 1.0702
KZT 0.1967
All rates
*The rates for buying and selling non-cash foreign currency established by this Order are valid for clients of legal entities and individual entrepreneurs.

For conversion transactions on demand accounts of individuals, including through the Optima24 application, the rates for buying and selling cash foreign currency established by this Order are applied.

The established rates for buying and selling cash and non-cash foreign currencies are valid for the amount of 25 000 US dollars or the equivalent of 25 000 US dollars in other foreign currencies. For transactions for amounts over 25 000 US dollars, the rate is set by the Treasury Department of Optima Bank OJSC by agreement.