Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Time deposit “Business-optimal Income”

Time deposit provided with opportunity to deposit additional cash.

  • Deposit maturity: 3, 13, 18, 24 months;
  • Minimum amount:
    • In KGS– 50 000 KGS;
    • In USD– 1 000 USD
  • Maximum deposit amount: is determined in the branch, where a deposit account is opened;
  • Acceptance of additional payments is provided, at least 30 days prior to expiration of agreement term;
  • Prolongation is envisaged by the client's statement; Deposit is prolonged for the same period with calculation of the fee at the rate applicable on the day of deposit term prolongation;
  • Remuneration payment is made on a monthly basis and/or upon expiration of deposit maturity, or by transfer to the on-demand account;
  • In case of early termination, remuneration rate is accrued according to the rate of demand deposit.

Remuneration rate (effective annual rate is indicated in brackets):

Deposit maturity

in KGS

in USD

3 months

2,5% (2,5)

-

6 months

-

-

9 months

-

-

13 months

4,5% (4,6)

-

18 months

5,5% (5,6)

1,5% (1,5)

24 months

6,5% (6,7)

2,0% (2,0)

Bonuses provided in case of opening deposit account:

50% discount for renting safe-deposit box for the period of up to 90 days.

Bonus terms:

  • Agreement shall be concluded within the validity period of deposit agreement;
  • Other terms/fees of safe-deposit box provision (insurance deposit, payment for lock change if key is lost, etc.) according to the current tariffs of the Bank;
  • If a client rents a safe-deposit box for more than 90 days, discount is provided for the first 90 days of renting;
  • Bonus is not valid for the current agreement of the safe-deposit box renting.

Internet-banking

EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

12/12/2019 Buy Sell
USD 69.8000 69.9000
EUR 77.3000 77.8000
RUB 1.0980 1.1040
KZT 0.1780 0.1840
All rates

Cashless Rates

12.12.2019 Buy Sell
USD 69.7000 69.9000
EUR 77.0500 78.0500
RUB 1.0900 1.1100
KZT 0.1750 0.1880
All rates

Payment Cards Rates 

12.12.2019 Buy Sell
USD 69.8000 69.9000
EUR 76.7000 78.2000
RUB 1.0850 1.1150
KZT 0.1730 0.1880
All rates

NBKR Rates

12.12.2019 Rate
USD 69.8488
EUR 77.3471
RUB 1.0986
KZT 0.1810
All rates