Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Time deposit “Business-optimal Income”

Time deposit provided with opportunity to deposit additional cash.

  • Deposit maturity: 3, 13, 18, 24 months;
  • Minimum amount:
    • In KGS– 50 000 KGS;
    • In USD– 1 000 USD
  • Maximum deposit amount: is determined in the branch, where a deposit account is opened;
  • Acceptance of additional payments is provided, at least 30 days prior to expiration of agreement term;
  • Prolongation is envisaged by the client's statement; Deposit is prolonged for the same period with calculation of the fee at the rate applicable on the day of deposit term prolongation;
  • Remuneration payment is made on a monthly basis and/or upon expiration of deposit maturity, or by transfer to the on-demand account;
  • In case of early termination, remuneration rate is accrued according to the rate of demand deposit.

Remuneration rate (effective annual rate is indicated in brackets):

Deposit maturity

in KGS

in USD

3 months

2,5% (2,5)

-

6 months

-

-

9 months

-

-

13 months

4,5% (4,6)

-

18 months

5,5% (5,6)

1,5% (1,5)

24 months

6,5% (6,7)

2,0% (2,0)

Bonuses provided in case of opening deposit account:

50% discount for renting safe-deposit box for the period of up to 90 days.

Bonus terms:

  • Agreement shall be concluded within the validity period of deposit agreement;
  • Other terms/fees of safe-deposit box provision (insurance deposit, payment for lock change if key is lost, etc.) according to the current tariffs of the Bank;
  • If a client rents a safe-deposit box for more than 90 days, discount is provided for the first 90 days of renting;
  • Bonus is not valid for the current agreement of the safe-deposit box renting.

Internet-banking

EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

09/26/2020 Buy Sell
USD 79.4000 79.7000
EUR 91.8000 93.3000
RUB 1.0150 1.0350
KZT 0.1800 0.1950
All rates

Cashless Rates

26.09.2020 Buy Sell
USD 79.2000 79.8000
EUR 92.0000 93.7000
RUB 1.0200 1.0500
KZT 0.1800 0.1950
All rates

Payment Cards Rates 

26.09.2020 Buy Sell
USD 79.4000 79.7000
EUR 91.8000 93.3000
RUB 1.0150 1.0350
KZT 0.1800 0.1950
All rates

NBKR Rates

26.09.2020 Rate
USD 79.4998
EUR 92.6530
RUB 1.0349
KZT 0.1865
All rates
Установленные курсы покупки и продажи наличной и безналичной иностранных валют действуют на сумму 5 тыс. долларов США или эквивалент 5 тыс. долларов США в других иностранных валютах. По операциям на суммы свыше 5 тыс. долларов США, курс устанавливается Управлением казначейства ОАО “Оптима Банк” по договоренности.
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