Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Time deposit “Business-optimal Income”

Time deposit provided with opportunity to deposit additional cash.

  • Deposit maturity: 3, 13, 18, 24 months;
  • Minimum amount:
    • In KGS– 50 000 KGS;
    • In USD– 1 000 USD
  • Maximum deposit amount: is determined in the branch, where a deposit account is opened;
  • Acceptance of additional payments is provided, at least 30 days prior to expiration of agreement term;
  • Prolongation is envisaged by the client's statement; Deposit is prolonged for the same period with calculation of the fee at the rate applicable on the day of deposit term prolongation;
  • Remuneration payment is made on a monthly basis and/or upon expiration of deposit maturity, or by transfer to the on-demand account;
  • In case of early termination, remuneration rate is accrued according to the rate of demand deposit.

Remuneration rate (effective annual rate is indicated in brackets):

Deposit maturity

in KGS

in USD

3 months

2,5% (2,5)

-

6 months

-

-

9 months

-

-

13 months

8.5% (8.8)

-

18 months

9.0% (9.4)

0.01% (0.01)

24 months

9.5% (9.9)

0.01% (0.01)

Bonuses provided in case of opening deposit account:

50% discount for renting safe-deposit box for the period of up to 90 days.

Bonus terms:

  • Agreement shall be concluded within the validity period of deposit agreement;
  • Other terms/fees of safe-deposit box provision (insurance deposit, payment for lock change if key is lost, etc.) according to the current tariffs of the Bank;
  • If a client rents a safe-deposit box for more than 90 days, discount is provided for the first 90 days of renting;
  • Bonus is not valid for the current agreement of the safe-deposit box renting.

Internet-banking

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Currency rates

Cash Rates

08/02/2021 Buy Sell
USD 84.5000 84.9000
EUR 100.0000 101.5000
RUB 1.1500 1.1700
KZT 0.1930 0.2080
All rates

Cashless Rates

31.07.2021 Buy Sell
USD 84.5000 84.9000
EUR 99.7000 101.7000
RUB 1.1350 1.1750
KZT 0.1930 0.2080
All rates

Payment Cards Rates 

31.07.2021 Buy Sell
USD 84.5000 84.9000
EUR 100.0000 101.5000
RUB 1.1500 1.1700
KZT 0.1930 0.2080
All rates

NBKR Rates

31.07.2021 Rate
USD 84.7585
EUR 100.8923
RUB 1.1589
KZT 0.1998
All rates
Established buying and selling rates of cash and non-cash foreign currencies are valid for the amount of USD 5 thousand US dollars or the equivalent of USD 5 thousand in other foreign currencies. The rate is set by the Treasury Department of “Optima Bank” OJSC by agreement for the transactions with the amounts exceeding USD 5 thousand
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