Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Online banking

«Online banking» - banking services in your office.
No more need to go to the bank in each case, stand in line in order to pay for one or another services or transfer money. Everything you need is a computer connected to the Internet and a key carrier.
Usage of the given system allows you making the best use of working hours, as it makes it possible to commit all banking transactions and obtain information about current state of accounts by staying within your office.
The “Online banking” system - it is:
  • Input, transfer to the bank and processing of various financial documents;
  • Indication of errors in documents, which were rejected;
  • Information about customer’s account status;
  • Receipt of required volume of outgoing report forms;
  • Ensuring of information security.
In “Online banking” system, you can currently handle the following types of documents:
From a Customer to the Bank
  • Payment vouchers in national and foreign currencies;
  • Currency conversion request;
  • Application for transfer of currency;
  • Letter certified by electronic digital signature.

From the Bank to a Customer

  • Response payment documents;
  • Detailed account statements in national and foreign currencies;
  • Directories of currency rates of NBKR, accounts of customers and banks of the Kyrgyz Republic.

Additional system capabilities

Using of models created in advance for preparation of payment documents;
Importing of payment documents in national currency from widespread accounting systems (option);
Opportunity to receive account statements automatically (for any date) on demand;
On-line check of the state of accounts in national and foreign currencies;
Weekly inquiry about the NBKR currency rates.
Data security
The system of access passwords to a workplace protects documents against unauthorized modification or removal.
Protection against unauthorized data reading upon transferring the same between participants in the system through open communication channels, which is ensured by enciphering.
Using of digital signature to check authenticity of electronic documents transferred through communication channels.
System management
  • Hot line - prompt consultations over the phone (312) 90 58 68 Internet banking customer service;
  • Visiting of a customer by the Bank’s employee when necessary;
  • Installation of new versions and additional training of Customer’s personnel.
Accounts are maintained in those types of currency, in which the accounts were opened.
Confirmation of transaction commitment shall be sent to a customer’s computer within 15 minutes.
Optima Bank OJSC shall install system equipment, train employees of your company for no charge. The Bank shall technically maintain the system including updating of versions throughout the entire period of use.
Basic mass of our customers belong to high-yielding segment, which care for their own funds, therefore the issue of their funds safety and security is of crucial importance. Our system differs by the existence of digital electronic signature mechanism.
Convenience and time saving are determinant factors, thanks to which the “Online banking” is attractive for majority of customers of our Bank.

Fee schedule for legal entities and individual entrepreneurs

Internet-banking

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Currency rates

Cash Rates

07/17/2019 Buy Sell
USD 69.5500 69.7500
EUR 77.6000 78.6000
RUB 1.1030 1.1130
KZT 0.1770 0.1850
All rates

Cashless Rates

17.07.2019 Buy Sell
USD 69.4500 69.8500
EUR 77.3000 78.8000
RUB 1.0900 1.1300
KZT 0.1750 0.1900
All rates

Payment Cards Rates 

17.07.2019 Buy Sell
USD 69.4500 69.7500
EUR 77.2500 79.2500
RUB 1.0900 1.1300
KZT 0.1750 0.1900
All rates

NBKR Rates

17.07.2019 Rate
USD 69.5663
EUR 78.2308
RUB 1.1075
KZT 0.1818
All rates