Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Payment Cards

In the event of loss, theft or unauthorized use of your card, please contact us on the phone

+996 (312) 90-59-59
0- 800-100-00-00 (the telephone number of the Republican Contact Center, free call from the fixed-line phones of “Kyrgyztelecom”)
You may also contact on the issues of the blocking cards to the Authorization Center in Almaty by phones:
+7 (7272) 50-37-64
+7 (7272) 59-88-25

List of trade and service enterprises where you are provided with discounts when you make payments using the Visa International Card of Optima Bank.

List of trade and service enterprises where you are provided with discounts when you make payments using the UnionPay International Card of Optima Bank.

List of POS-terminals of the “OPTIMA BANK” OJSC

Using the payment card will allow you to perform the following operations:
  • Obtaining cash in points of cash withdrawal and ATM;
  • Receiving information on your card account balances through electronic devices (POS-terminals and ATMs.
  • Payment for goods and services are made via electronic devices (POS terminals), Internet.
Advantages and benefits of using payment cards:
  • From April 13, 2009, each payment card holder of the Bank, being outside the Kyrgyz Republic, can cash out the funds at ATMs of UniCredit Group for free!
  • Twenty four hour access to money on your card account;
  • The guaranteed safety of your funds: Immediate notification of the Bank on loss/theft of your card will allow to block the card and your money will remain in safety in the Bank on your holder’s card account, unlike the case of theft/loss of disposable funds;
  • The payment card is accepted as a payment method in the territory of the Kyrgyz Republic and abroad and it does not depend in what currency the card account was opened;
  • Conversion is made automatically by the payment system on favorable rate for the holder of a card;
  • The real opportunity to control and manage your expenses: the Bank provides monthly extract of your card account with indication of all operations and places of their performance made by payment card;
  • The necessity of declaring money on your payment card while crossing of any states' border disappears completely;
  • Opportunity to issue additional cards to members of your family and your relatives with allocation of a monthly limit of money expenditure.
Terms in obtaining payment car
in OJSC “Optima Bank”.
  • Opening of card account is performed in any branch or savings bank of OJSC “Optima Bank”. Your payment card will be ready within 10 working days;
  • To obtain a payment card of OJSC “Optima Bank” you need to present your passport, fill in the application form for obtaining international payment card, conclude a Contract on release and servicing of debit payment VISA Card of an individual.

Bank details for transferring money to the card

Tariffs on operations with payment cards of OJSC “Optima Bank” for salary projects and corporate projects

Important information for cardholders:
From 1 January 2012, the Bank introduced the daily limits on the expenditure of funds to the payment cards:
The cardholder has the ability to carry out transactions with the Card within the daily limits on spending money using credit cards:

Type of card

Intra-day limit

ATM cash withdrawal

Withdrawal of cash in CDO
(cash dispensing office/cash office)

Purchase through the Internet or
remote payment for goods and services*

Purchase through
POS-terminals

Amount (KGS)

Quantity of transactions

Amount (KGS)

Quantity of transactions

Amount (KGS)

Quantity of transactions

Amount (KGS)

Quantity of transactions

VISA Instant

100,000

15

200,000

5

200,000

20

300,000

20

VISA Electron

60,000

10

60,000

5

60,000

20

100,000

20

VISA Classic
VISA Classic Pay Wave
(by chip)

100,000

15

200,000

5

200,000

20

300,000

20

VISA Gold/
VISA Gold Pay Wave
(by chip)

500,000

50

700,000

5

500,000

20

700,000

20

VISA Business

500,000

20

700,000

5

500,000

20

700,000

20

VISA Infinite

1,000,000.

50

1,000,000

5

1,000,000

20

1,000,000

20

VISA Platinum

1,000,000

50

1,000,000

5

1,000,000

20

1,000,000

20

UPI Classic

60,000

10

60,000

5

60,000

20

100,000

20

UPI Gold

100,000

20

100,000

5

100,000

20

100,000

20

UPI Diamond

100,000

50

100,000

5

100,000

20

100,000

20

Elcart
(Pension,
payroll card programs,
individuals)

60,000

10

100,000

5

50,000

20

100,000

20

Intra-day limits for spending money through payment cards with contactless technology (PayWave) without entering a PIN-code:

Type of card

Intra-day limit

 

Purchase through POS-terminals under contactless technology (PayWave) without entering a PIN-code

 

Amount (KGS)

Quantity of transactions

VISA Classic

1,000 KGS

10

VISA Gold

1,000 KGS

10

These spending limits for VISA Electron, VISA Classic, VISA Gold, VISA Business, VISA Infinite, UPI Classic, UPI Gold and UPI Diamond cards can be changed under written application of a Card Holder.

*Remote payment for goods and services includes types of payments when there is no need for a card to present upon making payment, i.e, payment via the Internet, by phone or mail (MOTO: mail order / telephone order), etc. The option of committing of Internet operations is closed on all cards by default. To activate this option, you must complete application.

In order to prevent payment card fraud we ask you immediately to contact one of the below provided countries of OJSC “Optima Bank” after the termination of use of card for blocking and reissuing your payment card to the new one with new number, new PIN-code in accordance with the Bank’s tariffs.
  • Brazil
  • Hong Kong
  • Indonesia
  • Malaysia
  • Mexico
  • Nigeria
  • Singapore
  • Thailand
  • Taiwan
  • Ukraine
  • India
Contact information
For more information on the acquisition of payment cards, as well as in the case of loss, theft or unauthorized use of cards please contact the Bank by phone: (+996) 312 90-59-59, 0- 800-100-00-00 (the telephone number of the Republican Contact Center, free call from the fixed-line phones of “Kyrgyztelecom”) or Authorization Center in Almaty by phones: +7 (7272) 50-37-64, +7 (7272) 59-88-25.

Any verbal application of the Cardholder must be confirmed by written statement, which should be submitted to the Bank at the following address: 493, Jibek Jolu street, Bishkek, Kyrgyz Republic, 720070 or by fax: +996 (312) 66-39-53 within 3 (three) banking days after the verbal application”.

 

 

Internet-banking

EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

09/20/2019 Buy Sell
USD 69.8000 69.9000
EUR 76.7500 77.7500
RUB 1.0900 1.0980
KZT 0.1760 0.1840
All rates

Cashless Rates

20.09.2019 Buy Sell
USD 69.7000 69.9000
EUR 76.5000 78.0000
RUB 1.0700 1.1100
KZT 0.1730 0.1880
All rates

Payment Cards Rates 

20.09.2019 Buy Sell
USD 69.7500 69.9000
EUR 76.3000 78.3000
RUB 1.0700 1.1100
KZT 0.1730 0.1880
All rates

NBKR Rates

20.09.2019 Rate
USD 69.8488
EUR 77.2458
RUB 1.0877
KZT 0.1803
All rates