Types of Payment Cards
The OJSC “Optima Bank” offers its clients the payment cards of Visa International system. Since June, 2004 the Bank is the associated member of VISA International payment system.
Visa Instant
Visa Instant is an international non-personalized payment card which provides full access to all banking services offered on payment cards of “Optima Bank” and has a significant advantage – instant issue. It takes 15-20 minutes to register and issue this card in the Bank. The uniqueness of this card is in the combination of swiftness and convenience of its registration and the wide range of banking services offered by “Optima Bank” to holders of its payment cards.
Visa Electron
Visa Electron is the most common and affordable type of payment card. This card is an electronic one; it is maintained only in electronic devices (ATMs and POS-terminals)
Salary, scholarship or pension can be transferred to such card. It is also possible to purchase goods or services, to receive cash not only in Kyrgyzstan but also abroad.
Visa Classic
This card gives its owner the following additional benefits to the above mentioned features of Visa electron card:
Purchase payment for goods and services in trade-servicing points with the use of all methods of payment (ATMs, imprinters);
The possibility of ordering and booking of hotels, air tickets by phone, mail, auto rental;
Online purchase payment.
Visa Gold
This is the elite international payment card that enables its owner to receive additional services and maintenance.
Thiscard offersthesame featuresas theclassic one. In addition, this map is an element of prestige: more than 20 million of merchant locations in 250 countries around the world ensure the highest level of service to its holder.
Visa Platinum
A premium card of the Visa Payment System. In addition to payment functions, the card provides cardholders with a vast number of additional services and discounts. With the Visa Platinum you will be ranked as a preferred customer.
UnionPay Classic
The most widely used card, with which you can book a room at the hotel, buy a ticket, withdraw cash, make payment at the store, is popular among students, middle managers, private entrepreneurs and is convenient for salary projects.
UnionPay Gold
The premium card for those who choose the comfort, love to travel and enjoys life. It underlines the status of the holder, ensures maximum comfort and safety of your funds.
Visa Gold
|
| Manufacturing of card |
Security deposit |
Annual servicing of master card |
| Freely |
Without security deposit |
1000 KGS |
| Cash withdrawal from the “Optima Bank” OJSC devices |
Cash withdrawal from other Banks’ devices |
Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration |
| Freely |
1%(min. 50 KGS) |
200 KGS |
| Re-issue of the main or additional card as the card expires: Free of charge |
|
UPI Gold
|
| Manufacturing of card |
Security deposit |
Annual servicing of master card |
| Freely |
Without security deposit |
15 USD |
| Cash withdrawal from the “Optima Bank” OJSC devices |
Cash withdrawal from other Banks’ devices |
Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration |
| Freely |
in currencies USD/CNY – 0.3%(min. 250 KGS); in other currencies 0.8% + 1.5 USD |
15 USD |
| Re-issue of the main or additional card as the card expires: 15 USD |
|
Visa Classic
|
| Manufacturing of card |
Security deposit |
Annual servicing of master card |
| Freely |
Without security deposit |
300 KGS |
| Cash withdrawal from the “Optima Bank” OJSC devices |
Cash withdrawal from other Banks’ devices |
Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration |
| Freely |
1% (min. 50 KGS) |
200 KGS |
| Re-issue of the main or additional card as the card expires: Free of charge |
|
UPI Classic
|
| Manufacturing of card |
Security deposit |
Annual servicing of master card |
| Freely |
Without security deposit |
Without annual servicing |
| Cash withdrawal from the “Optima Bank” OJSC devices |
Cash withdrawal from other Banks’ devices |
Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration |
| Freely |
in currencies USD/CNY – 0.3%(min. 250 KGS); in other currencies 0.8% + 1.5 USD |
5 USD |
| Re-issue of the main or additional card as the card expires: 5 USD |
|
Visa Electron
|
| Manufacturing of card |
Security deposit |
Annual servicing of master card |
| Freely |
Without security deposit |
100 KGS |
| Cash withdrawal from the “Optima Bank” OJSC devices |
Cash withdrawal from other Banks’ devices |
Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration |
| Freely |
1% (min. 250 KGS) |
100 KGS |
| Re-issue of the main or additional card as the card expires: Free of charge |
|
Visa Instant
|
| Manufacturing of card |
Security deposit |
Annual servicing of master card |
| Freely |
Without security deposit |
Without annual servicing |
| Cash withdrawal from the “Optima Bank” OJSC devices |
Cash withdrawal from other Banks’ devices |
Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration |
| Freely |
1% (min. 50 KGS) |
Freely |
| Re-issue of the main or additional card as the card expires: Free of charge |
|
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