Optima Bank
 ATMS and Bank offices (312) 90 59 59
Skype: OptimaBank
 

Crediting

Crediting is one of the priority directions among the banking services.

We offer you credits for developing business, consumer credits and mortgage. Credit issue is preceded by a fundamental analysis of the financial position of the prospective borrower. Credit experts analyze the reputation of the borrower, possibility to repay the debt, collateral or deposit, what assets owned by the borrower as well as analyze the prospects of his/her business.

Types of credits

The decision about giving the credit can be made only after the analysis.
In the course of time, the Bank has formed the necessary reserves, improved organizational structure and recruited the qualified staff.

Draw up an application


Fill in an application on the website

Wait for approval

Get an answer from a bank officer

Internet-banking

EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

06/09/2023 Buy Sell
USD 87.4000 87.9000
EUR 93.5000 94.5000
RUB 1.0630 1.0900
KZT 0.1350 0.2050
All rates

Cashless Rates

09.06.2023 Buy Sell
USD 87.2000 87.6400
EUR 93.5000 94.5000
RUB 1.0350 1.1050
KZT 0.1350 0.2050
All rates

Payment Cards Rates 

09.06.2023 Buy Sell
USD 87.4000 87.9000
EUR 93.7000 94.7000
RUB 1.0500 1.0900
KZT 0.1350 0.2050
All rates

NBKR Rates

09.06.2023 Rate
USD 87.3849
EUR 93.4450
RUB 1.0745
KZT 0.1956
All rates
*The rates for buying and selling non-cash foreign currency established by this Order are valid for clients of legal entities and individual entrepreneurs.

For conversion transactions on demand accounts of individuals, including through the Optima24 application, the rates for buying and selling cash foreign currency established by this Order are applied.

The established rates for buying and selling cash and non-cash foreign currencies are valid for the amount of 25 000 US dollars or the equivalent of 25 000 US dollars in other foreign currencies. For transactions for amounts over 25 000 US dollars, the rate is set by the Treasury Department of Optima Bank OJSC by agreement.