Optima Bank
 ATMS and Bank offices (312) 90 59 59
Skype: OptimaBank

Unsecured credits

Receive a credit in the amountup to KGS 300,000at Optima Bank for any purpose without collateral and guarantor.

without collateral and guarantors

Possibility to choose
the date of monthly payments

Only for the citizens of Kyrgyzstan,
persons no younger than 21 years old

Credits for any purposes:

  • to purchase a car, durable goods (furniture, household and electronic appliances)
  • to repair residential buildings and apartments
  • to insulate residential/commercial premises
  • to provide material assistance to relatives
  • to relax
  • to repay private credit
  • other goals

Necessary documents:

  • Passport
  • Proof of income


  • Up to KGS 300 000

You can preliminarily calculate the effective annual interest rate using the Credit Calculator.

You can also fill in a Credit Application and a Bank employee will contact you.