Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank


“Dobryi” demand deposit is destined for retired customers – individuals with high interest rates and possibility to make additional contributions. Remuneration shall be charged at single interest rate on the original deposit amount and amount of additional contributions in cash.  

Terms of contribution:
•    Provision of pension ID in opening deposit;
•    Minimum amount of contribution in national currency is KGS 1,000; in USD - USD 20;

•    Maximum amount of contribution in national currency is KGS 10 million; in USD - USD 150 thousand;
•    Terms of deposit: 6, 9, 13, 18, 24 months; 
•    payment of remuneration on a monthly basis and/or upon expiration;
•    acceptance of additional payments cease 30 days before the expiry of the contract;
•    partial granting of funds are not available;
•    common interest scheme for the initial deposit amount and subsequent additional payments is envisaged;
•    automatic renewal, capitalization of interest and the possibility of opening a deposit to a third party is envisaged;
•    in case of early termination of the contract by the initiative of the depositor, a fee is paid by private interest scheme


Interest rates on fixed term deposits for individuals (pdf)


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