Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank


“Dobryi” demand deposit is destined for retired customers – individuals with high interest rates and possibility to make additional contributions. Remuneration shall be charged at single interest rate on the original deposit amount and amount of additional contributions in cash.  

Terms of contribution:
•    Provision of pension ID in opening deposit;
•    Minimum amount of contribution in national currency is KGS 1,000; in USD - USD 20;

•    Maximum amount of contribution in national currency is KGS 10 million; in USD - USD 150 thousand;
•    Terms of deposit: 6, 9, 13, 18, 24 months; 
•    payment of remuneration on a monthly basis and/or upon expiration;
•    acceptance of additional payments cease 30 days before the expiry of the contract;
•    partial granting of funds are not available;
•    common interest scheme for the initial deposit amount and subsequent additional payments is envisaged;
•    automatic renewal, capitalization of interest and the possibility of opening a deposit to a third party is envisaged;
•    in case of early termination of the contract by the initiative of the depositor, a fee is paid by private interest scheme


Interest rates on fixed term deposits for individuals (pdf)

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Currency rates

Cash Rates

09/27/2020 Buy Sell
USD 79.4000 79.7000
EUR 91.8000 93.3000
RUB 1.0150 1.0350
KZT 0.1800 0.1950
All rates

Cashless Rates

27.09.2020 Buy Sell
USD 79.2000 79.8000
EUR 92.0000 93.7000
RUB 1.0200 1.0500
KZT 0.1800 0.1950
All rates

Payment Cards Rates 

27.09.2020 Buy Sell
USD 79.4000 79.7000
EUR 91.8000 93.3000
RUB 1.0150 1.0350
KZT 0.1800 0.1950
All rates

NBKR Rates

27.09.2020 Rate
USD 79.4998
EUR 92.6530
RUB 1.0349
KZT 0.1865
All rates
Установленные курсы покупки и продажи наличной и безналичной иностранных валют действуют на сумму 5 тыс. долларов США или эквивалент 5 тыс. долларов США в других иностранных валютах. По операциям на суммы свыше 5 тыс. долларов США, курс устанавливается Управлением казначейства ОАО “Оптима Банк” по договоренности.