Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank


“Dobryi” demand deposit is destined for retired customers – individuals with high interest rates and possibility to make additional contributions. Remuneration shall be charged at single interest rate on the original deposit amount and amount of additional contributions in cash.  

Terms of contribution:
•    Provision of pension ID in opening deposit;
•    Minimum amount of contribution in national currency is KGS 1,000; in USD - USD 20;

•    Maximum amount of contribution in national currency is KGS 10 million; in USD - USD 150 thousand;
•    Terms of deposit: 6, 9, 13, 18, 24 months; 
•    payment of remuneration on a monthly basis and/or upon expiration;
•    acceptance of additional payments cease 30 days before the expiry of the contract;
•    partial granting of funds are not available;
•    common interest scheme for the initial deposit amount and subsequent additional payments is envisaged;
•    automatic renewal, capitalization of interest and the possibility of opening a deposit to a third party is envisaged;
•    in case of early termination of the contract by the initiative of the depositor, a fee is paid by private interest scheme


Interest rates on fixed term deposits for individuals (pdf)

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Currency rates

Cash Rates

07/11/2020 Buy Sell
USD 77.8000 78.2000
EUR 87.4000 88.9000
RUB 1.0880 1.1080
KZT 0.1790 0.1990
All rates

Cashless Rates

11.07.2020 Buy Sell
USD 77.5000 78.5000
EUR 86.7000 88.7000
RUB 1.0830 1.1130
KZT 0.1790 0.1990
All rates

Payment Cards Rates 

11.07.2020 Buy Sell
USD 77.5000 78.5000
EUR 87.3000 88.8000
RUB 1.0820 1.1120
KZT 0.1790 0.1990
All rates

NBKR Rates

11.07.2020 Rate
USD 77.8000
EUR 87.8362
RUB 1.0922
KZT 0.1887
All rates
Установленные курсы покупки и продажи наличной и безналичной иностранных валют действуют на сумму 5 тыс. долларов США или эквивалент 5 тыс. долларов США в других иностранных валютах. По операциям на суммы свыше 5 тыс. долларов США, курс устанавливается Управлением казначейства ОАО “Оптима Банк” по договоренности.