Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Agro-credits

OJSC “Optima Bank” provides a special program of crediting for the agricultural sector – agro-crediting.
Agro-credits are provided for the following purposes:  
  • Purchase of seeds, fertilizers, protection (of plants and animals) and animal feed, fuel and lubricants for agricultural purposes;
  • Purchase of animals, birds, plants, honey bee-colonies and beehives;
  • Acquisition and renovation of agricultural equipment and machinery;
  • Acquisition, construction and repair of property for agricultural activities;
  • Payment of work for agricultural purposes and for other purposes.

The main advantages are:

  • You do not need to make any financial documents, reports, business plans;
  • All documents for obtaining the credit amount will be prepared by the Credit Officer;
  • Credit processing takes place within short periods of time - from 3 days;
  • The bank is working with Clients directly and without intermediaries, which excludes the additional costs that are not specified in the contract.

Basic conditions for the acquisition of the agro-credit:

  • The amount of credit - from US$ 50, or the equivalent in KGS;
  • Interest rate - 14%;
  • The credit period is from 3 months to 60 months;
  • Repayment - a flexible repayment schedule drawn up taking into account the peculiarities of agricultural activities. Suspension of payment of the principal amount is up to 6 months.

Collateral - all kinds of collateral (equipment, agricultural machinery, personal property, vehicles, property, warrantee and other types of collateral) are acceptable.

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Currency rates

Cash Rates

05/19/2019 Buy Sell
USD 69.8000 69.9000
EUR 77.5000 78.5000
RUB 1.0750 1.0870
KZT 0.1800 0.1870
All rates

Cashless Rates

19.05.2019 Buy Sell
USD 69.7000 69.9000
EUR 77.4000 78.9000
RUB 1.0600 1.1000
KZT 0.1770 0.1920
All rates

Payment Cards Rates 

19.05.2019 Buy Sell
USD 69.8000 69.9000
EUR 77.0000 79.0000
RUB 1.0600 1.1000
KZT 0.1760 0.1910
All rates

NBKR Rates

19.05.2019 Rate
USD 69.8500
EUR 78.0539
RUB 1.0807
KZT 0.1844
All rates