Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Agro-credits

OJSC “Optima Bank” provides a special program of crediting for the agricultural sector – agro-crediting.
Agro-credits are provided for the following purposes:  
  • Purchase of seeds, fertilizers, protection (of plants and animals) and animal feed, fuel and lubricants for agricultural purposes;
  • Purchase of animals, birds, plants, honey bee-colonies and beehives;
  • Acquisition and renovation of agricultural equipment and machinery;
  • Acquisition, construction and repair of property for agricultural activities;
  • Payment of work for agricultural purposes and for other purposes.

The main advantages are:

  • You do not need to make any financial documents, reports, business plans;
  • All documents for obtaining the credit amount will be prepared by the Credit Officer;
  • Credit processing takes place within short periods of time - from 3 days;
  • The bank is working with Clients directly and without intermediaries, which excludes the additional costs that are not specified in the contract.

Basic conditions for the acquisition of the agro-credit:

  • The amount of credit - from US$ 50, or the equivalent in KGS;
  • Interest rate - 14%;
  • The credit period is from 3 months to 60 months;
  • Repayment - a flexible repayment schedule drawn up taking into account the peculiarities of agricultural activities. Suspension of payment of the principal amount is up to 6 months.

Collateral - all kinds of collateral (equipment, agricultural machinery, personal property, vehicles, property, warrantee and other types of collateral) are acceptable.

Internet-banking

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Currency rates

Cash Rates

07/15/2020 Buy Sell
USD 77.5000 77.8000
EUR 87.2000 88.7000
RUB 1.0870 1.1000
KZT 0.1780 0.1980
All rates

Cashless Rates

15.07.2020 Buy Sell
USD 77.2000 78.2000
EUR 86.9000 88.9000
RUB 1.0850 1.1050
KZT 0.1780 0.1980
All rates

Payment Cards Rates 

15.07.2020 Buy Sell
USD 77.2000 78.2000
EUR 87.5000 89.0000
RUB 1.0780 1.1080
KZT 0.1780 0.1980
All rates

NBKR Rates

15.07.2020 Rate
USD 77.7022
EUR 87.9123
RUB 1.0983
KZT 0.1888
All rates
Установленные курсы покупки и продажи наличной и безналичной иностранных валют действуют на сумму 5 тыс. долларов США или эквивалент 5 тыс. долларов США в других иностранных валютах. По операциям на суммы свыше 5 тыс. долларов США, курс устанавливается Управлением казначейства ОАО “Оптима Банк” по договоренности.
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