Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Agro-credits

OJSC “Optima Bank” provides a special program of crediting for the agricultural sector – agro-crediting.
Agro-credits are provided for the following purposes:  
  • Purchase of seeds, fertilizers, protection (of plants and animals) and animal feed, fuel and lubricants for agricultural purposes;
  • Purchase of animals, birds, plants, honey bee-colonies and beehives;
  • Acquisition and renovation of agricultural equipment and machinery;
  • Acquisition, construction and repair of property for agricultural activities;
  • Payment of work for agricultural purposes and for other purposes.

The main advantages are:

  • You do not need to make any financial documents, reports, business plans;
  • All documents for obtaining the credit amount will be prepared by the Credit Officer;
  • Credit processing takes place within short periods of time - from 3 days;
  • The bank is working with Clients directly and without intermediaries, which excludes the additional costs that are not specified in the contract.

Basic conditions for the acquisition of the agro-credit:

  • The amount of credit - from US$ 50, or the equivalent in KGS;
  • Interest rate - 14%;
  • The credit period is from 3 months to 60 months;
  • Repayment - a flexible repayment schedule drawn up taking into account the peculiarities of agricultural activities. Suspension of payment of the principal amount is up to 6 months.

Collateral - all kinds of collateral (equipment, agricultural machinery, personal property, vehicles, property, warrantee and other types of collateral) are acceptable.

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Currency rates

Cash Rates

01/28/2020 Buy Sell
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RUB 1.1140 1.1240
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