Crediting of small and medium business
The owners of small and medium businesses often have to face serious difficulties in the market. We offer special programs of crediting developed to support this sector of business.
OJSC “Optima Bank” provides special program of crediting of small and medium businesses to its Clients.
The goal of the program and conditions for the acquisition of financing/crediting:
Major goal of the program is mutually beneficial cooperation with the purpose of all-around, prospective development of your business.
We provide flexible conditions for crediting with relatively low interest rates to physical persons and private entrepreneurs, engaged in different economic sectors: production, trade or service provision.
Basic program advantages:
Flexible system of collateral;
Convenient schedule of credit repayment, created individually for every Client;
Business plan is not required;
Low interest rates;
Free consultancy and analysis of your business;
Individual and professional approach to every Client.
Terms of the credit is from 3 to 60 months;
The credit amount is from US$ 50 up to several millions (or equivalent in KGS).
The main condition for getting a credit is profitable business operating not less than 3 months.