Overdraft

OJSC “Optima Bank” offers the possibility of overdraft interest rate of 23%.

Overdraft amount is determined by the size of not more than 30% of the average monthly credit turnover of the Borrower in the last six months in OJSC “Optima Bank”.

The maximum duration of the overdraft is 28 calendar days.

The period for consideration and issuance of an overdraft is 2 business days.

Application for receipt of overdraft

Internet-banking

EnterOptima On-line Legal Entities

Optima24 New Internet Banking Service for Cardholders

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Currency rates

Cash Rates

06/09/2023	Buy	Sell
USD	87.4000	87.9000
EUR	93.5000	94.5000
RUB	1.0630	1.0900
KZT	0.1350	0.2050
All rates

Cashless Rates

09.06.2023	Buy	Sell
USD	87.2000	87.6400
EUR	93.5000	94.5000
RUB	1.0350	1.1050
KZT	0.1350	0.2050
All rates

Payment Cards Rates

09.06.2023	Buy	Sell
USD	87.4000	87.9000
EUR	93.7000	94.7000
RUB	1.0500	1.0900
KZT	0.1350	0.2050
All rates

NBKR Rates

09.06.2023	Rate
USD	87.3849
EUR	93.4450
RUB	1.0745
KZT	0.1956
All rates

*The rates for buying and selling non-cash foreign currency established by this Order are valid for clients of legal entities and individual entrepreneurs.

For conversion transactions on demand accounts of individuals, including through the Optima24 application, the rates for buying and selling cash foreign currency established by this Order are applied.

The established rates for buying and selling cash and non-cash foreign currencies are valid for the amount of 25 000 US dollars or the equivalent of 25 000 US dollars in other foreign currencies. For transactions for amounts over 25 000 US dollars, the rate is set by the Treasury Department of Optima Bank OJSC by agreement.