Payment Cards
In the event of loss, theft or unauthorized use of your card, please contact us on the phone+996 (312) 90-59-59 |
List of POS-terminals of the “OPTIMA BANK” OJSC
- Obtaining cash in points of cash withdrawal and ATM;
- Receiving information on your card account balances through electronic devices (POS-terminals and ATMs.
- Payment for goods and services are made via electronic devices (POS terminals), Internet.
- Twenty four hour access to money on your card account;
- The guaranteed safety of your funds: Immediate notification of the Bank on loss/theft of your card will allow to block the card and your money will remain in safety in the Bank on your holder’s card account, unlike the case of theft/loss of disposable funds;
- The payment card is accepted as a payment method in the territory of the Kyrgyz Republic and abroad and it does not depend in what currency the card account was opened;
- Conversion is made automatically by the payment system on favorable rate for the holder of a card;
- The real opportunity to control and manage your expenses: the Bank provides monthly extract of your card account with indication of all operations and places of their performance made by payment card;
- The necessity of declaring money on your payment card while crossing of any states' border disappears completely;
- Opportunity to issue additional cards to members of your family and your relatives with allocation of a monthly limit of money expenditure.
- Opening of card account is performed in any branch or savings bank of OJSC “Optima Bank”. Your payment card will be ready within 10 working days;
- To obtain a payment card of OJSC “Optima Bank” you need to present your passport, fill in the application form for obtaining international payment card, conclude a Contract on release and servicing of debit payment VISA Card of an individual.
Bank details for transferring money to the card
|
Type of card |
Intra-day limit |
|||||||
|
ATM cash withdrawal |
Withdrawal of cash in CDO |
Purchase through the Internet or |
Purchase through |
|||||
|
Amount (KGS) |
Quantity of transactions |
Amount (KGS) |
Quantity of transactions |
Amount (KGS) |
Quantity of transactions |
Amount (KGS) |
Quantity of transactions |
|
|
VISA Instant |
100,000 |
15 |
200,000 |
5 |
200,000 |
20 |
300,000 |
20 |
|
VISA Classic |
100,000 |
15 |
200,000 |
5 |
200,000 |
20 |
300,000 |
20 |
|
VISA Gold/ |
500,000 |
50 |
700,000 |
5 |
500,000 |
20 |
700,000 |
20 |
|
VISA Business |
500,000 |
20 |
700,000 |
5 |
500,000 |
20 |
700,000 |
20 |
|
VISA Infinite |
1,000,000. |
50 |
1,000,000 |
5 |
1,000,000 |
20 |
1,000,000 |
20 |
|
VISA Platinum |
1,000,000 |
50 |
1,000,000 |
5 |
1,000,000 |
20 |
1,000,000 |
20 |
|
UPI Classic |
60,000 |
10 |
60,000 |
5 |
60,000 |
20 |
100,000 |
20 |
|
UPI Gold |
100,000 |
20 |
100,000 |
5 |
100,000 |
20 |
100,000 |
20 |
|
UPI Diamond |
100,000 |
50 |
100,000 |
5 |
100,000 |
20 |
100,000 |
20 |
|
Elcart |
60,000 |
10 |
100,000 |
5 |
50,000 |
20 |
100,000 |
20 |
Intra-day limits for spending money through payment cards with contactless technology (PayWave) without entering a PIN-code:
|
Type of card |
Intra-day limit |
|
|
|
Purchase through POS-terminals under contactless technology (PayWave) without entering a PIN-code |
|
|
|
Amount (KGS) |
Quantity of transactions |
|
VISA Classic |
1,000 KGS |
10 |
|
VISA Gold |
1,000 KGS |
10 |
These spending limits for VISA Electron, VISA Classic, VISA Gold, VISA Business, VISA Infinite, UPI Classic, UPI Gold and UPI Diamond cards can be changed under written application of a Card Holder.
*Remote payment for goods and services includes types of payments when there is no need for a card to present upon making payment, i.e, payment via the Internet, by phone or mail (MOTO: mail order / telephone order), etc. The option of committing of Internet operations is closed on all cards by default. To activate this option, you must complete application.
- Brazil
- Hong Kong
- Indonesia
- Malaysia
- Mexico
- Nigeria
- Singapore
- Thailand
- Taiwan
- Ukraine
- India
Any verbal application of the Cardholder must be confirmed by written statement, which should be submitted to the Bank at the following address: 493, Jibek Jolu street, Bishkek, Kyrgyz Republic, 720070 or by fax: +996 (312) 66-39-53 within 3 (three) banking days after the verbal application”.
