*The rates for buying and selling non-cash foreign currency established by this Order are valid for clients of legal entities and individual entrepreneurs.

For conversion transactions on demand accounts of individuals, including through the Optima24 application, the rates for buying and selling cash foreign currency established by this Order are applied.

The established rates for buying and selling cash and non-cash foreign currencies are valid for the amount of 5000 US dollars or the equivalent of 5000 US dollars in other foreign currencies. For transactions for amounts over 5000 US dollars, the rate is set by the Treasury Department of Optima Bank OJSC by agreement.