Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank


OJSC "Optima Bank" offers an opportunity for trading and service enterprises of Kyrgyzstan to accept payment cards of International payment systems VISA International, China UnionPay and National payment system Elcard for payment of goods and services through ATM. Money from card operations will be entered on your settlement account within two banking days. At the same time it is not obligatory to open bank account in OJSC «Optima Bank».
Advantages for organization:
  • Allows to expand a spectrum of rendered services (opportunity of booking, advance payment) and to involve new clients who got accustomed to pay with payment cards;
  • Reduces occurrence of financial losses risk and mistakes of personnel because there is no need to afraid of false banknotes, to waste time on recalculation of money and giving of change;
  • Reduces expenses for transportation and storage of cash;
  • Increases the volume of sale goods and services because client who pays with payment card, as a rule, has an opportunity to spend more money, than purchasing by cash;
  • There is an opportunity to enter the program of loyalty (discounts, bonuses).

Advantages for your clients:

  • Provides a wide choice of options for payment;
  • There is no need to have cash at hand.
You receive:
  • ATMachines to service VISA,UPI, Elcard;
  • Free-of-charge materials (payment checks (slips), paper rollers, promotional materials, labels);
  • Free-of-charge training of employees to work with payment cards;
  • The qualified and timely consultation.

Tariffs for the services of the trade acquiring

Rules of servicing the payment card holders on POS-terminal of “Optima Bank” OJSC


EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

07/12/2020 Buy Sell
USD 77.8000 78.2000
EUR 87.4000 88.9000
RUB 1.0880 1.1080
KZT 0.1790 0.1990
All rates

Cashless Rates

12.07.2020 Buy Sell
USD 77.5000 78.5000
EUR 86.7000 88.7000
RUB 1.0830 1.1130
KZT 0.1790 0.1990
All rates

Payment Cards Rates 

12.07.2020 Buy Sell
USD 77.5000 78.5000
EUR 87.3000 88.8000
RUB 1.0820 1.1120
KZT 0.1790 0.1990
All rates

NBKR Rates

12.07.2020 Rate
USD 77.8000
EUR 87.8362
RUB 1.0922
KZT 0.1887
All rates
Установленные курсы покупки и продажи наличной и безналичной иностранных валют действуют на сумму 5 тыс. долларов США или эквивалент 5 тыс. долларов США в других иностранных валютах. По операциям на суммы свыше 5 тыс. долларов США, курс устанавливается Управлением казначейства ОАО “Оптима Банк” по договоренности.