Optima Bank
 ATMS and Bank offices (312) 90 59 59
Skype: OptimaBank


OJSC "Optima Bank" offers an opportunity for trading and service enterprises of Kyrgyzstan to accept payment cards of International payment systems VISA International, China UnionPay and National payment system Elcard for payment of goods and services through ATM. Money from card operations will be entered on your settlement account within two banking days. At the same time it is not obligatory to open bank account in OJSC «Optima Bank».
Advantages for organization:
  • Allows to expand a spectrum of rendered services (opportunity of booking, advance payment) and to involve new clients who got accustomed to pay with payment cards;
  • Reduces occurrence of financial losses risk and mistakes of personnel because there is no need to afraid of false banknotes, to waste time on recalculation of money and giving of change;
  • Reduces expenses for transportation and storage of cash;
  • Increases the volume of sale goods and services because client who pays with payment card, as a rule, has an opportunity to spend more money, than purchasing by cash;
  • There is an opportunity to enter the program of loyalty (discounts, bonuses).

Advantages for your clients:

  • Provides a wide choice of options for payment;
  • There is no need to have cash at hand.
You receive:
  • ATMachines to service VISA,UPI, Elcard;
  • Free-of-charge materials (payment checks (slips), paper rollers, promotional materials, labels);
  • Free-of-charge training of employees to work with payment cards;
  • The qualified and timely consultation.

Tariffs for the services of the trade acquiring

Rules of servicing the payment card holders on POS-terminal of “Optima Bank” OJSC


EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

06/05/2023 Buy Sell
USD 87.4000 87.9000
EUR 93.4000 94.4000
RUB 1.0650 1.0900
KZT 0.1350 0.2050
All rates

Cashless Rates

05.06.2023 Buy Sell
USD 87.2000 87.6400
EUR 93.4000 94.4000
RUB 1.0400 1.1100
KZT 0.1350 0.2050
All rates

Payment Cards Rates 

05.06.2023 Buy Sell
USD 87.4000 87.9000
EUR 93.4000 94.4000
RUB 1.0540 1.0900
KZT 0.1350 0.2050
All rates

NBKR Rates

05.06.2023 Rate
USD 87.5900
EUR 94.3038
RUB 1.0816
KZT 0.1956
All rates
*The rates for buying and selling non-cash foreign currency established by this Order are valid for clients of legal entities and individual entrepreneurs.

For conversion transactions on demand accounts of individuals, including through the Optima24 application, the rates for buying and selling cash foreign currency established by this Order are applied.

The established rates for buying and selling cash and non-cash foreign currencies are valid for the amount of 25 000 US dollars or the equivalent of 25 000 US dollars in other foreign currencies. For transactions for amounts over 25 000 US dollars, the rate is set by the Treasury Department of Optima Bank OJSC by agreement.