Salary Project
OJSC “Optima Bank” has introduced a new type of service system - issuing and servicing VISA payment cards and crediting of salaries to the accounts. This type of service has some obvious advantages, both for the organization and for its employees.
“Salary Project” of OJSC “Optima Bank” is a:
Benefit to the organization:
- Reduce costs for salaries (cash transactions accounting, collection, and payment for public cashiers);
- Automating the process of issuing salary (salary is transferred by one payment order);
- Solving the problem of security during transportation and storage of cash money, as well as maintaining the confidentiality of salaries received by employees;
- No storage of the money of the staff, who did not receive their salaries on time – this will be done by “Optima Bank”;
- Possibility to transfer salaries of employees in their desired currency and credit funds to currency accounts;
- No need to declare cash funds in the card at crossing the borders of any State;
- Payment for goods and services in trade and retail network of POS-Visa is available worldwide;
- Around-the-clock access to cash via ATMs and POS terminals.
Benefits for employees of the organization:
- No need to carry cash;
- Implementation of the payment of expenses on credit cards with a salary limit on overdraft;
- The possibility to block immediately the operations of the card if it is lost. Safety of money on the card account is guaranteed;
- Easy and effective control of their spending (at the request of the employee, the Bank provides a free monthly account statement);
- The possibility to issue additional cards for relatives and close people on the same tariffs.
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