Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank

Child’s income

We take care of your child together with you and that is why we accept additional payments from you, your relatives and people familiar to you without the limitations in amount.

This income gives the ability for long-term savings for your child and in addition to earn interest income.
A child himself, if necessary, will be able to get the deposit amount and accrued interest upon reaching full legal age.

Deposit conditions:

  • A deposit is taken for a period from 2 years to 14 years (till a child turns 14 years old);
  • A deposit is opened in the national currency;
  • The minimum deposit amount is KGS 1,000;
  • Interest is paid when the deposit period expires;
  • Interest capitalization (interest is added to the main deposit amount on the quarterly basis);
  • Taking additional contributions is stopped one year prior to expiration of the deposit period;
  • Partial provision of funds or automatic extension of the deposit period are not provided;
  • In case of early termination of deposit agreement at the initiative of the depositor remuneration is paid in accordance with a separate interest scheme.

Interest rates on fix-term deposits of individuals (pdf)


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Currency rates

Cash Rates

07/24/2019 Buy Sell
USD 69.6500 69.8000
EUR 77.5000 78.5000
RUB 1.1000 1.1100
KZT 0.1760 0.1840
All rates

Cashless Rates

24.07.2019 Buy Sell
USD 69.4500 69.8500
EUR 77.5000 79.0000
RUB 1.0900 1.1300
KZT 0.1730 0.1880
All rates

Payment Cards Rates 

24.07.2019 Buy Sell
USD 69.6000 69.9000
EUR 77.0000 79.0000
RUB 1.0830 1.1230
KZT 0.1750 0.1900
All rates

NBKR Rates

24.07.2019 Rate
USD 69.6480
EUR 78.1346
RUB 1.1059
KZT 0.1811
All rates