Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank

Child’s income

We take care of your child together with you and that is why we accept additional payments from you, your relatives and people familiar to you without the limitations in amount.

This income gives the ability for long-term savings for your child and in addition to earn interest income.
A child himself, if necessary, will be able to get the deposit amount and accrued interest upon reaching full legal age.

Deposit conditions:

  • A deposit is taken for a period from 2 years to 14 years (till a child turns 14 years old);
  • A deposit is opened in the national currency;
  • The minimum deposit amount is KGS 1,000;
  • Interest is paid when the deposit period expires;
  • Interest capitalization (interest is added to the main deposit amount on the quarterly basis);
  • Taking additional contributions is stopped one year prior to expiration of the deposit period;
  • Partial provision of funds or automatic extension of the deposit period are not provided;
  • In case of early termination of deposit agreement at the initiative of the depositor remuneration is paid in accordance with a separate interest scheme.

Interest rates on fix-term deposits of individuals (pdf)

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Currency rates

Cash Rates

07/12/2020 Buy Sell
USD 77.8000 78.2000
EUR 87.4000 88.9000
RUB 1.0880 1.1080
KZT 0.1790 0.1990
All rates

Cashless Rates

12.07.2020 Buy Sell
USD 77.5000 78.5000
EUR 86.7000 88.7000
RUB 1.0830 1.1130
KZT 0.1790 0.1990
All rates

Payment Cards Rates 

12.07.2020 Buy Sell
USD 77.5000 78.5000
EUR 87.3000 88.8000
RUB 1.0820 1.1120
KZT 0.1790 0.1990
All rates

NBKR Rates

12.07.2020 Rate
USD 77.8000
EUR 87.8362
RUB 1.0922
KZT 0.1887
All rates
Установленные курсы покупки и продажи наличной и безналичной иностранных валют действуют на сумму 5 тыс. долларов США или эквивалент 5 тыс. долларов США в других иностранных валютах. По операциям на суммы свыше 5 тыс. долларов США, курс устанавливается Управлением казначейства ОАО “Оптима Банк” по договоренности.