Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank

Child’s income

We take care of your child together with you and that is why we accept additional payments from you, your relatives and people familiar to you without the limitations in amount.

This income gives the ability for long-term savings for your child and in addition to earn interest income.
A child himself, if necessary, will be able to get the deposit amount and accrued interest upon reaching full legal age.

Deposit conditions:

  • A deposit is taken for a period from 2 years to 14 years (till a child turns 14 years old);
  • A deposit is opened in the national currency;
  • The minimum deposit amount is KGS 1,000;
  • Interest is paid when the deposit period expires;
  • Interest capitalization (interest is added to the main deposit amount on the quarterly basis);
  • Taking additional contributions is stopped one year prior to expiration of the deposit period;
  • Partial provision of funds or automatic extension of the deposit period are not provided;
  • In case of early termination of deposit agreement at the initiative of the depositor remuneration is paid in accordance with a separate interest scheme.

Interest rates on fix-term deposits of individuals (pdf)


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Currency rates

Cash Rates

05/23/2019 Buy Sell
USD 69.8000 69.9000
EUR 77.5000 78.5000
RUB 1.0830 1.0930
KZT 0.1800 0.1870
All rates

Cashless Rates

23.05.2019 Buy Sell
USD 69.7000 69.9000
EUR 77.2000 78.7000
RUB 1.0650 1.1050
KZT 0.1770 0.1920
All rates

Payment Cards Rates 

23.05.2019 Buy Sell
USD 69.8000 69.9000
EUR 77.0000 79.0000
RUB 1.0680 1.1080
KZT 0.1770 0.1920
All rates

NBKR Rates

23.05.2019 Rate
USD 69.8500
EUR 77.9491
RUB 1.0844
KZT 0.1843
All rates