Time deposit “Business-optimal Income”
Time deposit provided with opportunity to deposit additional cash.
- Deposit maturity: 3, 13, 18, 24 months;
- Minimum amount:
- In KGS– 50 000 KGS;
- In USD– 1 000 USD
- Maximum deposit amount: is determined in the branch, where a deposit account is opened;
- Acceptance of additional payments is provided, at least 30 days prior to expiration of agreement term;
- Prolongation is envisaged by the client's statement; Deposit is prolonged for the same period with calculation of the fee at the rate applicable on the day of deposit term prolongation;
- Remuneration payment is made on a monthly basis and/or upon expiration of deposit maturity, or by transfer to the on-demand account;
- In case of early termination, remuneration rate is accrued according to the rate of demand deposit.
Remuneration rate (effective annual rate is indicated in brackets):
|
Deposit maturity |
in KGS |
in USD |
|
3 months |
4.5% (4.5) |
- |
|
6 months |
- |
- |
|
9 months |
- |
- |
|
13 months |
11% (11.5) |
- |
|
18 months |
11.5% (12.1) |
0.01% (0.01) |
|
24 months |
12% (12.7) |
0.01% (0.01) |
Bonuses provided in case of opening deposit account:
50% discount for renting safe-deposit box for the period of up to 90 days.
Bonus terms:
- Agreement shall be concluded within the validity period of deposit agreement;
- Other terms/fees of safe-deposit box provision (insurance deposit, payment for lock change if key is lost, etc.) according to the current tariffs of the Bank;
- If a client rents a safe-deposit box for more than 90 days, discount is provided for the first 90 days of renting;
- Bonus is not valid for the current agreement of the safe-deposit box renting.
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