Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Time deposit “Business-optimal Income”

Time deposit provided with opportunity to deposit additional cash.

  • Deposit maturity: 3, 13, 18, 24 months;
  • Minimum amount:
    • In KGS– 50 000 KGS;
    • In USD– 1 000 USD
  • Maximum deposit amount: is determined in the branch, where a deposit account is opened;
  • Acceptance of additional payments is provided, at least 30 days prior to expiration of agreement term;
  • Prolongation is envisaged by the client's statement; Deposit is prolonged for the same period with calculation of the fee at the rate applicable on the day of deposit term prolongation;
  • Remuneration payment is made on a monthly basis and/or upon expiration of deposit maturity, or by transfer to the on-demand account;
  • In case of early termination, remuneration rate is accrued according to the rate of demand deposit.

Remuneration rate (effective annual rate is indicated in brackets):

Deposit maturity

in KGS

in USD

3 months

2,5% (2,5)

-

6 months

-

-

9 months

-

-

13 months

4,5% (4,6)

-

18 months

5,5% (5,6)

1,5% (1,5)

24 months

6,5% (6,7)

2,0% (2,0)

Bonuses provided in case of opening deposit account:

50% discount for renting safe-deposit box for the period of up to 90 days.

Bonus terms:

  • Agreement shall be concluded within the validity period of deposit agreement;
  • Other terms/fees of safe-deposit box provision (insurance deposit, payment for lock change if key is lost, etc.) according to the current tariffs of the Bank;
  • If a client rents a safe-deposit box for more than 90 days, discount is provided for the first 90 days of renting;
  • Bonus is not valid for the current agreement of the safe-deposit box renting.

Internet-banking

EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

07/17/2019 Buy Sell
USD 69.5500 69.7500
EUR 77.6000 78.6000
RUB 1.1030 1.1130
KZT 0.1770 0.1850
All rates

Cashless Rates

17.07.2019 Buy Sell
USD 69.4500 69.8500
EUR 77.3000 78.8000
RUB 1.0900 1.1300
KZT 0.1750 0.1900
All rates

Payment Cards Rates 

17.07.2019 Buy Sell
USD 69.4500 69.7500
EUR 77.2500 79.2500
RUB 1.0900 1.1300
KZT 0.1750 0.1900
All rates

NBKR Rates

17.07.2019 Rate
USD 69.5663
EUR 78.2308
RUB 1.1075
KZT 0.1818
All rates