Optima Bank
ATMS and Bank offices(312) 90 59 59
Skype: OptimaBank
 

Types of Payment Cards

The OJSC “Optima Bank” offers its clients the payment cards of Visa International system. Since June, 2004 the Bank is the associated member of VISA International payment system.

Visa Instant
Visa Instant is an international non-personalized payment card which provides full access to all banking services offered on payment cards of “Optima Bank” and has a significant advantage – instant issue. It takes 15-20 minutes to register and issue this card in the Bank. The uniqueness of this card is in the combination of swiftness and convenience of its registration and the wide range of banking services offered by “Optima Bank” to holders of its payment cards.
Visa Electron
Visa Electron is the most common and affordable type of payment card. This card is an electronic one; it is maintained only in electronic devices (ATMs and POS-terminals)
Salary, scholarship or pension can be transferred to such card. It is also possible to purchase goods or services, to receive cash not only in Kyrgyzstan but also abroad.
Visa Classic
This card gives its owner the following additional benefits to the above mentioned features of Visa electron card:
Purchase payment for goods and services in trade-servicing points with the use of all methods of payment (ATMs, imprinters);
The possibility of ordering and booking of hotels, air tickets by phone, mail, auto rental;
Online purchase payment.
Visa Gold
This is the elite international payment card that enables its owner to receive additional services and maintenance.
Thiscard offersthesame featuresas theclassic one. In addition, this map is an element of prestige: more than 20 million of merchant locations in 250 countries around the world ensure the highest level of service to its holder.

Visa Platinum

A premium card of the Visa Payment System. In addition to payment functions, the card provides cardholders with a vast number of additional services and discounts. With the Visa Platinum you will be ranked as a preferred customer. 

UnionPay Classic

The most widely used card, with which you can book a room at the hotel, buy a ticket, withdraw cash, make payment at the store, is popular among students, middle managers, private entrepreneurs and is convenient for salary projects.

UnionPay Gold

The premium card for those who choose the comfort, love to travel and enjoys life. It underlines the status of the holder, ensures maximum comfort and safety of your funds.

Visa Gold

Visa Gold

Manufacturing of card Security deposit Annual servicing of master card
Freely Without security deposit 1500 KGS
Cash withdrawal from the “Optima Bank” OJSC devices Cash withdrawal from other Banks’ devices Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration
Freely 1%(min. 250 KGS) 200 KGS
Re-issue of the main or additional card as the card expires: Free of charge
UPI Gold

UPI Gold

Manufacturing of card Security deposit Annual servicing of master card
Freely Without security deposit 15 USD
Cash withdrawal from the “Optima Bank” OJSC devices Cash withdrawal from other Banks’ devices Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration
Freely in currencies USD/CNY – 0.3%(min. 250 KGS); in other currencies 0.8% + 1.5 USD 15 USD
Re-issue of the main or additional card as the card expires: 15 USD
Visa Classic

Visa Classic

Manufacturing of card Security deposit Annual servicing of master card
Freely Without security deposit 300 KGS
Cash withdrawal from the “Optima Bank” OJSC devices Cash withdrawal from other Banks’ devices Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration
Freely 1% (min. 250 KGS) 200 KGS
Re-issue of the main or additional card as the card expires: Free of charge
UPI Classic

UPI Classic

Manufacturing of card Security deposit Annual servicing of master card
Freely Without security deposit Without annual servicing
Cash withdrawal from the “Optima Bank” OJSC devices Cash withdrawal from other Banks’ devices Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration
Freely in currencies USD/CNY – 0.3%(min. 250 KGS); in other currencies 0.8% + 1.5 USD 5 USD
Re-issue of the main or additional card as the card expires: 5 USD
Visa Electron

Visa Electron

Manufacturing of card Security deposit Annual servicing of master card
Freely Without security deposit 100 KGS
Cash withdrawal from the “Optima Bank” OJSC devices Cash withdrawal from other Banks’ devices Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration
Freely 1% (min. 250 KGS) 100 KGS
Re-issue of the main or additional card as the card expires: Free of charge
Visa Instant

Visa Instant

Manufacturing of card Security deposit Annual servicing of master card
400 KGS Without security deposit Without annual servicing
Cash withdrawal from the “Optima Bank” OJSC devices Cash withdrawal from other Banks’ devices Re-issue of master and additional card because of its damage, demagnetization, loss of PIN code, expiration
Freely 1% (min. 250 KGS) Freely
Re-issue of the main or additional card as the card expires: Free of charge

 

Internet-banking

EnterOptima On-line Legal Entities
Optima24 New Internet Banking Service for Cardholders

Currency rates

Cash Rates

05/23/2019 Buy Sell
USD 69.8000 69.9000
EUR 77.5000 78.5000
RUB 1.0830 1.0930
KZT 0.1800 0.1870
All rates

Cashless Rates

23.05.2019 Buy Sell
USD 69.7000 69.9000
EUR 77.2000 78.7000
RUB 1.0650 1.1050
KZT 0.1770 0.1920
All rates

Payment Cards Rates 

23.05.2019 Buy Sell
USD 69.8000 69.9000
EUR 77.0000 79.0000
RUB 1.0680 1.1080
KZT 0.1770 0.1920
All rates

NBKR Rates

23.05.2019 Rate
USD 69.8500
EUR 77.9491
RUB 1.0844
KZT 0.1843
All rates